A loan officer for the clients who don’t fit your lane.
For mortgage brokers, financial advisors, CPAs, attorneys, insurance agents, and other professionals whose clients need a mortgage conversation. Jared takes referrals, explains the options to your client in plain language, and keeps you informed with their permission.
- Advise clients who are buying, refinancing, or using equity
- Want a direct line to one loan officer, not a call center
- Need honest answers on scenarios that don’t fit standard boxes
- Expect no referral fees in either direction, because none are allowed
Plain rules, kept.
Federal law (RESPA Section 8) prohibits paying or receiving anything of value for mortgage referrals. Jared doesn’t ask and doesn’t offer. The relationship runs on how your clients are treated.
Jared handles the mortgage conversation and sends your client back to you for everything else. Updates to you only with the client’s written permission.
Self-employed income, a trust or entity on title, a foreign national, a non-warrantable condo, a DSCR investor: call before the client does and Jared will tell you whether it’s workable.
Jared to define: whether he accepts referrals of scenarios outside a broker’s product lineup, co-origination arrangements if any, and how his lender permits these relationships.
Cash-out vs. second lien analysis for clients considering using equity, timing refinances around tax or estate events, and documentation guidance for complex income. Jared doesn’t give tax or legal advice and defers to you.
Insurance drives Florida qualifying numbers. Jared coordinates on quotes early so wind, flood, and HOA master-policy issues don’t surface at the last minute.
Enough to start, nothing sensitive.
- Client name, preferred contact, and what they’re trying to do
- Timing and anything unusual about the scenario
- How you’d like to be kept informed
- Tax returns, statements, credit reports, or IDs
- Social Security numbers or dates of birth
- Anything the client hasn’t agreed to share
Start a partner conversation.
Tell Jared who you are and the kinds of clients you work with. He’ll follow up directly.
- Role and firm help him respond usefully
- No client financial information through this form
- Prefer to talk? Call or text 954-649-0020
Your clients trust you. Send them to someone who’ll earn it.
Call Jared with a scenario before you make the introduction.